The EDA Revolving Loan Fund is designed to address a gap in private capital markets for long-term, fixed rate, low down payment, low interest financing.  It was initially targeted to businesses affected, directly or indirectly, by the 1993 floods or to value added agriculture businesses located in the counties of Barron, Chippewa, Clark, Dunn, Eau Claire, Polk and St. Croix.  The fund serves as a stimulant for commercial lending and not as a substitute for private capital.


The Revolving Loan Fund (RLF) is a flexible source of loan funds for commercial and industrial projects. The purpose is to encourage the creation of quality jobs and to increase the tax base.

  • Loans sizes from $10,000 to $250,000

  • A minimum of one job created or retained for every $35,000 borrowed

  • A minimum of $2.00 of private investment must be obtained for every $1.00 of public monies invested

  • 4% fixed interest rate

  • Deferrals of principal & interest or principal payments may be allowed

  • Repayment terms vary based on use of funds, but generally are no more than seven years

  • Collateral is required

  • Unlimited personal guarantees are required for any owner with 20% or more ownership interest in the business



Interested businesses complete and submit applications directly to the West Central Wisconsin Regional Planning Commission.

Use the icon below to download the application.

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