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The Growth Loan Fund is for existing companies that have financing needs that cannot be met by traditional financing. These are companies that are too old for the Micro Loan program, but their financing needs are not met through the RLF program.


RBF, Inc. can be the sole source of financing in the Growth Loan Fund program.



  • Loan sizes from $10,000 to $60,000.   

  • 4% fixed interest rate.   

  • Deferrals of principal (interest-only) payments may be allowed.   

  • Repayment terms can be up to five years for working capital, seven years for machinery and equipment, and ten years for real estate.   

  • Collateral is required.   

  • Unlimited personal guarantees are required for any owner with a 20% or greater ownership interest in the business.

  • Approved loans are enrolled in the Capital Access Program.


  • Be located in, or propose to locate in, West Central Wisconsin (Counties of: Barron, Chippewa, Clark, Dunn, Eau Claire, Polk, and St. Croix).*   

  • Business in operation for at least 2 years with at least $100,000 in sales in the last 12 months OR projected sales of at least $100,000 in the next 36 months.  

  • Business plan required clearly outlining the sales growth strategy.

  • Demonstrate ability to repay the loan.   

  • Eligible activities include:  new working capital; acquisition of equipment, machinery furniture and fixtures; site improvements; land and building acquisition; new building construction or building renovation. 


*Some communities within these counties may not be participating.



Interested businesses complete and submit applications to their local County Economic Development Corporation or directly to the West Central Wisconsin Regional Planning Commission.

Use the icons below to download the application and to submit your $50 application fee.

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