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The Revolving Loan Fund (RLF) is a flexible source of loan funds for commercial and industrial projects. The RLF provides gap financing to projects that provide an economic benefit to the community or region.


  • Loan sizes of $25,000 and up.   

  • 4% fixed interest rate.   

  • Deferrals of principal (interest-only) payments may be allowed.   

  • Repayment terms can be up to five years for working capital, seven to ten years for machinery and equipment, and ten years for real estate.   

  • Collateral is required.   

  • Unlimited personal guarantees are required for any owner with a 20% or greater ownership interest in the business.   


  • Be located in, or propose to locate in, West Central Wisconsin (counties of: Barron, Chippewa, Clark, Dunn, Eau Claire, Polk, and St. Croix).*   

  • Provide an economic benefit which could include a business expansion; diversification of the economy; addition of new technology; creation or retention of quality jobs; and/or private capital investment in the region.

  • Matching funds are required.

  • Demonstrate ability to repay the loan.   

  • Eligible activities include:  acquisition of equipment, machinery furniture and fixtures; new working capital; site improvements; land and building acquisition; new building construction or building renovation.   


*Some communities within these counties may not be eligible.



Interested businesses complete and submit applications to their local County Economic Development Corporation or directly to the West Central Wisconsin Regional Planning Commission.


Use the icons below to download the application and to submit your $50 application fee.

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